MonthNovember 2019

Sign the Loan Application With BankID!

Do you remember the time when you actually had to show up at the bank to apply for a loan? Fortunately, that time is over and in today’s modern IT community it is actually possible to get granted and paid off a loan the same day you applied. In the old days it took weeks, now it takes 1-2 business days before the money is on account.

Not only that, banks are working towards a solution that will enable most people to get granted and pay off a loan within a few minutes.


Sign the loan application with BankId

Sign the loan application with BankId

Most of us use BankID when paying bills in the online bank or when we take out new insurance. It is also possible to use BankID as an electronic signature when applying for different types of loans such as consumer loans, car loans, small loans and credit cards.

If you have applied for a consumer loan on the day and the loan application has been granted then you can sign the debt note with your BankID. The signing itself is done in a few minutes and it is actually possible to get the money on account the same day.


Where can I get BankID?

bank loan

To get BankID you must be at least 18 years old. All you have to do is bring your passport and visit your local bank. The process itself is very simple and it is actually possible that you get your new BankID on the day.


Consumable loans without collateral during the day

Consumable loans

As mentioned, it is possible to get a consumer loan on the day. How quickly the money is actually paid depends on a number of factors such as the loan amount, which bank you use and how quickly you get a signed debt note. Most often, you can expect the money to be found in your account within 1-2 business days.

Payday loans and installments online

It is different with us than at the bank. We don’t ask why you are taking a loan. We do not require a document binder. We will not make you wait a few days for your decision. If a loan without certificates, then only at Good Lender. Feel free and take what you want: a trip to the sea, a new phone, a gift for a wife, a visit to the dentist, a bill for tutoring, car repairs. 

SMART Loan – payday loan online:

money cash

We will make sure that the money arrives on time. You can apply for a loan online 24 hours a day, 7 days a week. Choose the amount on the slider, fill out a simple form and set the repayment date at 10,15,20 or 30 days, leave the rest to us. We understand your needs because there are people behind Good Lender. Our advisers approach each client and his needs individually. We make sure that a loan without income certificates is not a reason for losing creditworthiness. Wait for proof is not a commitment for many months.

Further loans without unnecessary formalities are granted after earlier repayment. As a responsible lender, we are guided by the letter of the law and ethical principles. We want the client to feel an equal partner in contact with us. Therefore, at Good Lender everyone has access to a model contract, legible tables of fees and can be sure that the rules we commit to will not change. All information necessary to decide on cooperation can be obtained through our website or by contacting our consultant directly. For us, dialogue with the customer is a value, which is why we actively participate in an independent information exchange platform such as Jenny. It is important to us that the client fully understands the principles of borrowing money.

Postponement of repayment date of short-term loan:

Postponement of repayment date of short-term loan:

Every new customer who benefits from the “First loan for free” promotion, in the event of problems with the repayment of the loan, may use the option of postponing the repayment to the same period for which he received the loan. And so, if the loan was granted for 30 days, after paying the appropriate fee, you can postpone repayment for another 30 days. More information can be found in the regulations of the promotion. 

On the other hand, regular customers who have been granted a loan once again can use the so-called refinancing loan provided by the Lender cooperating with Smart Loan.

Refinancing will be made for the period for which the loan was taken

money cash

More information on refinancing and the amount of fees can be found in the Framework Agreement and the Table of Fees and Commissions.  In the event of a delay in repayment of the loan, the Lender reserves the right to take action to return the loan by the Borrower. In particular, the Lender will call the Borrower to pay by phone, by sending an SMS, e-mail or a written request for payment. If it is necessary to seek a refund by court, the Borrower shall bear the costs.